Terms of Service

Last Updated: January 2025

These Terms of Service ("Agreement") govern your engagement with Network42 Consulting Ltd ("Network42", "we", "us") for gaming license acquisition and regulatory compliance services. By signing our service contract or paying the initial retainer, you accept these terms.

1. Service Scope and Deliverables

Network42 provides consulting services for Malta Gaming Authority (MGA) license applications and related compliance frameworks. Our engagement includes:

  • Jurisdictional assessment and license strategy development
  • Application preparation and regulatory documentation
  • MGA submission coordination and authority liaison
  • Compliance framework setup (KYC/AML protocols)
  • Post-license maintenance support (optional add-on)

Here's what we don't do: We're consultants, not miracle workers. If your corporate structure has red flags that'll torpedo an MGA application, we'll tell you upfront - before you waste filing fees.

2. Client Responsibilities

You must provide complete, accurate information during onboarding. Incomplete corporate documentation or undisclosed ownership structures will delay timelines (and we bill hourly for revision cycles beyond our baseline scope).

Specific requirements include:

  1. Corporate registry documents (certified within 90 days)
  2. Beneficial ownership declarations with supporting evidence
  3. Financial statements (audited for entities over €500K revenue)
  4. Background check authorization for all key personnel
  5. Technical infrastructure documentation (server locations, RNG certificates)

3. Payment Terms

Our standard engagement operates on a milestone-based fee structure:

  • Phase 1 (Assessment): 30% upfront - non-refundable after kickoff call
  • Phase 2 (Documentation): 40% due at MGA submission
  • Phase 3 (Finalization): 30% upon license issuance

Third-party costs (MGA filing fees, background checks, legal opinions) are client-direct expenses. We'll connect you with vetted providers, but those invoices don't run through us.

Late payments accrue 2% monthly interest. If you're 45+ days overdue, we pause work until accounts clear.

4. Timelines and Authority Delays

Estimated timelines (6-9 months for standard MGA Type 1 licenses) assume regulatory cooperation. Malta Gaming Authority processing speeds fluctuate based on application volume and political priorities.

We control preparation quality. We don't control MGA review queues. If the authority requests additional documentation, that's normal - not a service failure.

5. Confidentiality

All client data remains confidential under Maltese data protection laws. We don't share your application details with competitors or use your case studies without written consent.

Exception: Regulatory authorities can compel disclosure. If MGA asks about your application, we'll comply with legal obligations while protecting your interests.

6. Limitation of Liability

Our liability caps at fees paid for the specific engagement phase where issues occurred. We're not liable for:

  • MGA rejection due to client misrepresentation
  • Regulatory policy changes mid-application
  • Third-party service provider failures
  • Business losses from licensing delays

7. Governing Law

This agreement follows Maltese commercial law. Disputes go to Malta arbitration before litigation.

Questions? Email [email protected] before signing. We'd rather clarify terms upfront than argue semantics later.